Aristoblu provides discreet and reliable liquidity against exceptional assets
TAKE ADVANTAGE OF THE VALUE OF YOUR ASSETS
Whether art, decorative arts, fine watches or gold, we specialise in lending against high-value luxury assets. We offer secured loans from €100,000, enabling discerning clients to access liquidity without having to sell their assets.
Aristoblu delivers tailored secured-financing solutions - professional, confidential and discreet.
INTEREST RATES FROM 12-24% P.A.
FLEXIBLE TERMS
FAST FUNDING
SECURE STORAGE
ABSOLUTE DISCRETION
FREE QUOTE
INTERNATIONAL SERVICE
Categories
Exceptional assets can create exceptional opportunities. We offer discreet and flexible financing secured against high-value assets, from fine art and luxury watches to prestigious vehicles and precious metals.
Art
Watches
luxury cars
gold bars
How Does Asset-Backed Lending Work?
We provide fast and straightforward access to liquidity.
01
Get in touch
Tell us about the asset you would like to borrow against.
02
Receive an offer
We assess your asset and provide a free, no-obligation offer promptly.
03
Arrange secure storage
Your asset is securely stored in a specialist facility - close to you where possible. We are happy to assist with organising transport.
04
Receive your funds
Once you accept our offer, funds are transferred to your bank account on the same day.
05
Repay and recover your asset
Your asset serves as collateral and is returned to you once the loan, interest and fees have been repaid.
Terms and Conditions
With our pawn loans, your asset alone serves as collateral. There is no personal liability or recourse beyond the asset itself. No further credit assessment is required, and your personal data will not be shared with third parties. The borrower must be the legal owner of the asset and able to provide proof of identity.
Your asset is valued by an independent external expert using a conservative approach. Loans of up to 70% of the asset’s value may be available, depending on the loan-to-value ratio (LTV).
Assets are held in a specialist high-security storage facility, protected by comprehensive access controls, alarm systems and surveillance.
The loan term is agreed individually and may be extended more than once, provided that all accrued interest and fees have been paid. Full or partial repayment is possible at any time.
Interest and fees start from a combined 1% per month and depend on the asset, loan term and loan amount. Interest is payable quarterly, while repayment of the principal is generally due at the end of the agreed term.
To offer fair and attractive terms, our minimum loan amount is €100,000.
If the loan is not extended or repaid on time, the asset may be submitted for public auction no earlier than one month after the due date. With the borrower’s consent, the asset may alternatively be sold privately.
Should the sale generate surplus proceeds after deduction of all amounts due - including the loan principal, accrued interest and auction fees - the surplus will be paid to the client, as required by law.
For artworks, the borrower may access the asset at any time during the loan term, for example to arrange viewings with prospective purchasers. However, the artwork cannot be removed during the loan term. A sale through an auction house is also possible during this period.
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FAQ
Contact Us
Please let us know if you have a question, want to leave a comment or would like to get further information.